Module 10: Creating Your DJ Brand & Image
🎥 Watch the full video to unlock the quiz.
3 Big Ideas
- Your DJ brand reflects your unique style, music, and personality.
- Consistent visuals, logos, and social media reinforce your professional image.
- Authenticity and audience engagement build trust, fans, and booking opportunities.
Action Steps (do these now)
- Define your DJ persona, music style, and vibe in writing.
- Update your logo, social media, and visuals to match your brand.
- Post one piece of content that reflects your unique style this week.
🚗🏠 Mission 10: Big Purchases & Loans
🎥 Watch the full briefing. The quiz unlocks automatically when the video ends.
🧭 Agent Briefing (Expanded)
Agent, this mission is about making big purchases wisely — and understanding the loans that often come with them. When you buy something major — a car, a home, or college — you’ll likely use credit. A loan is borrowed money that must be repaid with interest. If you’re not careful, interest can make the real price far higher than the sticker.
🎯 Target 1: Car Loans
- Cars depreciate quickly — don’t borrow more than the car is worth to you.
- Prefer shorter terms (3–5 years) to reduce total interest.
- Shop rates at multiple lenders; a 2% difference can save thousands.
- A reliable used car with low miles often beats new for value.
🎯 Target 2: Student Loans
- Borrow only what you need for tuition/essentials.
- Prioritize scholarships, grants, work-study, and affordable schools.
- Consider total cost vs. expected income in your field.
🎯 Target 3: Mortgages (Home Loans)
- Common terms: 15–30 years. Rate differences compound massively over time.
- Budget for property taxes, insurance, utilities, HOA, maintenance.
- Compare APR, not just the monthly payment.
🎯 Target 4: Loan Smarts
| Principle | Why It Matters |
|---|---|
| Borrow what you can realistically repay | Protects your budget and credit |
| Compare lenders, rates, terms, fees | Small rate changes = big lifetime cost changes |
| Know fixed vs variable rates | Fixed = steady payments; Variable = can rise later |
| Understand the agreement before signing | Avoid surprises, penalties, or costly clauses |
🎯 Target 5: Financial Discipline
Mission Rule: A loan should help you reach goals — not trap you in debt. Calculate total cost, weigh options, and borrow responsibly.
Mission Recap: Keep terms reasonable, chase lower APRs, budget for hidden costs, and never sign what you don’t understand.
🔒 Quiz will unlock once the video finishes.