Module 12: Pricing Your Services & Negotiating Gigs

🎥 Watch the full video to unlock the quiz.

3 Big Ideas
  1. Price your services based on costs, skill level, and value to clients.
  2. Research local market rates to remain competitive and fair.
  3. Communicate value clearly and use contracts to protect your business.
Action Steps (do these now)
  1. Calculate your costs and set a minimum rate for your services.
  2. Research local DJ rates for similar events.
  3. Practice presenting your value and negotiating a booking scenario.

🛡️ Mission 12: Protecting Your Money

🎥 Watch the briefing below. The quiz unlocks automatically when the video ends.

🧭 Mission Briefing

Objective: Protect your money using insurance, fraud awareness, and strong online safety habits. Think like a guardian: reduce risk, prevent losses, and act quickly if something goes wrong.

🎯 Target 1: Insurance (Transfer Risk)

  • Health Insurance — Helps pay medical costs.
  • Auto Insurance — Covers damage/liability in accidents.
  • Homeowners/Renters — Protects your home/belongings.
  • Life Insurance — Supports loved ones if you pass away.

🎯 Target 2: Scams & Fraud (Spot the Tricks)

  • Phishing: fake emails/texts pretending to be trusted sources.
  • Imposter Calls: “bank/IRS” demanding urgent payment.
  • Romance/Prize Scams: emotional pressure or “you’ve won!”
  • Rule: No legit org asks for gift cards or crypto for payment.

🎯 Target 3: Online Safety (Harden Your Accounts)

  • Use strong, unique passwords (long passphrases or 12–16+ random chars).
  • Enable Two-Factor Authentication (2FA).
  • Avoid banking on public Wi-Fi (use cellular or a trusted VPN).

🎯 Target 4: Credit & Identity Protection

  • Check your credit reports yearly (look for unknown accounts).
  • Turn on alerts for unusual transactions.
  • If identity theft occurs: freeze credit and report it immediately.

Mission Recap: Insure what matters, spot scams, lock down your logins, monitor credit, and act fast on suspicious activity.

🔒 Quiz will unlock once the video finishes.
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